Your grace period will be no less than 21 days, in compliance with the Credit Card Act of 2009. With Discover, your grace period will be at least 25 days from the end of the billing period, or a minimum of 23 days for billing periods that start in February..
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Taking advantage of the grace period's break on interest charges can save the typical card user a couple hundred bucks a year, but the savings aren't automatic.
If you use a rewards credit card for every day spending do you pay off your credit card balance immediately or wait for the grace period?.