Capital One Account Restricted

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I have a capital one platinum MC with a 500 CL opened in Oct 2014 back in June 2015 I went over my CL and had a balance of 1,000 on the credit card. I made small payments toward paying My questions is since the account is restricted and I no longer have the card. Will i need to reapply for a Cap One .This is not pecukiar to Capital One, but any Credit/Debit Card issuer includking general clearing checking account . In short it is done for safety, either from the bank 's point of view or yours. If you keep going over your Credit Limit. the card .Have questions about Capital One credit cards? Find answer in our credit card FAQ..